Autumn Budget 2026 is on Wednesday 28 October. Get our plain-English briefing ›

2026/27 tax year

Tax calculators.

Quick estimates at the latest rates. Tax codes, Scottish bands, pensions, student loans and Child Benefit are under "More options".

Tax year

Rates for 6 April 2026 to 5 April 2027. Estimates only, not advice. Your actual tax depends on your full circumstances.

Employed

Take-home pay

After Income Tax, National Insurance, pension and student loan.

More options

Uses the standard 1257L code unless you enter yours. Category A National Insurance. Benefits are taxed but not subject to employee NI.

    Sole traders and associates

    Self-employed tax

    Tax and National Insurance on your 2026/27 profits, and when it's due.

    More options

    Equipment is deducted in full through the Annual Investment Allowance. Expenses under £1,000 with no equipment? We use the £1,000 trading allowance. Enter pension and Gift Aid as the amount you actually pay.

      Should I incorporate?

      Sole trader vs limited company

      What you'd keep from the same profit either way.

      Director's salary
      More options

      No other income, 12-month year. "Best" tests every salary from £0 to £60,000. Pensions are paid gross by the company, or personally with tax relief as a sole trader. NHS Pension rules can change the answer.

        Directors, savers and investors

        Dividend and savings tax

        Allowances first, then 10.75%, 35.75% and 39.35% on dividends.

        More options

        Includes the £5,000 starting rate for savings, the Personal Savings Allowance and the £500 dividend allowance. ISA income is tax-free and not included.

          Limited companies

          Corporation Tax

          From accounting profit to the tax bill and its due date.

          More options

          Disallowable costs include client entertaining and depreciation. Capital allowances replace depreciation for tax.

            Businesses

            VAT

            Work out VAT on a price, see if the Flat Rate Scheme would save you money, or check whether you need to register.

            Most dental treatment is exempt from VAT, and exempt sales don't count towards the £90,000 threshold. Cosmetic work can be standard-rated, so check with us if you're unsure.

              Get advice

              Want the exact figures?

              We'll look at your actual numbers, find the reliefs that apply to you and plan ahead. Start with a free 15‑minute consultation.

              Book a free consultation Call 020 8904 4600

              Back to the home page

              Call Free consultation